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Gloria Marina
Mrs. Gloria Marina is a 55-year-old woman from Managua. She is a single mother with a child who is still in college. She has worked as a cook at one of the state universities for 20 years.

At this time, she needs a loan to buy block, cement, and labor to build an addition, since one of her dreams is to have a house with all the suitable living conditions.

She trusts in God that Kiva investors will finance her loan through CEPRODEL, since this is the only way she will be able to achieve her dreams for her family’s life.
View original language description ↓
Doña Gloria Marina es originaria de Managua, una señora de cincuenta y cinco años de edad, es madre soltera con un hijo que todavía está en la universidad, se desempeña como cocinera en una de las universidades del estado durante veinte años.

En este momento tiene la necesidad de un crédito para comprar bloque, cemento y pago de mano de obra para la elaboración de un anexo, ya que uno de sus sueños es llegar a tener una casa con todas las condiciones adecuadas.

Confía en Dios que los inversionistas de Kiva financien su crédito a través de Ceprodel, ya que solo por medio de estos se pueden cumplir los sueños en la vida de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Gloria Marina to buy construction materials.
100% repaid
Repayment Term
28 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Mar 21, 2013
Currency Exchange Loss:
Aug 17, 2014