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Luk K., 54, is a widow who lives in Sa Ang with three of her children. She is supported by two of her children who work in a garment factory and as a waiter in a local restaurant. Inflation has been very high in Cambodia over the past year, and it has affected food prices and the costs of other basic necessities. Luk K. has turned to CREDIT for a loan of $800 to help her family increase their income and improve their standard of living. With the loan, she would like to purchase a motorbike for her children to ride to work, and with any leftover money, she would like to renovate her home. Public transportation costs have risen alongside gas prices, and this purchase would cut down on needless expenses. Her home is also in need of repair, and the loan can provide enough money to meet both of these needs.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 50
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Luk purchase motorbike; Renovate house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 5, 2008
Jun 27, 2008
Currency Exchange Loss:
Mar 15, 2010