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Since arriving from the place of her birth, the city of Barranquilla, Indira has not stopped working. She used to work as an employee, but after marrying she set up her own business selling small domestic appliances, lingerie and clothing and has been financing her activity through the clientele she put together over three years. She sells directly to her customers on an order basis.

Her goal is to expand business, but her greatest challenge is that she does not have enough work capital to do so. She is requesting a CrediKiva loan to buy clothing, irons, juicers, toasters, cosmetics, perfumes, etc. With this investment she will increase the number of customers and also her earnings. She will buy more volume, obtain larger discounts and also have a cash fund to diversify the merchandise she has on offer. This is exactly what she needs to make her investment successful.
View original language description ↓
Indira desde que llegó de su pueblo natal a la ciudad de Barranquilla no ha cesado de trabajar, antes como empleada y una vez contrajo matrimonio emprendió su propio negocio comercial, mediante el cual vende alectrodomésticos menores, ropa interior y exterior, financiando etsos articulos a una clientela que ha estructurado desde hace 3 años y a quienes vende directamente, mediante pedidos los articulos que desan y necesitan. Su meta es ampliar su negocio, pero su mayor desafio es que su capital d etrabajo no es sufieinte para responder a su propósito. En la actualidad está aplicando a un credikiva, mediante el cual comprará ropa planchas, licuadoras, tostadoras, cosméticos, perfumería etc. Con su inversión aumentará el numero de sus clientes y así mismo sus ganancias, pues comprará en mayor volumen, obteniendo descuentos y tambien tendrá un fondo de efectivo para diversificar un poco mas su oferta de mercancias y esto es justamente lo que hace preceer el éxito de su invesión.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 230
    View loans »
    Colombia Loans Fundraising
  • $16,925,975
    Funds lent in using Kiva
  • 1,811.2
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Indira to buy clothing, irons, juicers, toasters, cosmetics and perfumes.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Mar 21, 2013
Currency Exchange Loss:
Jan 19, 2014