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Ms. Rukhsana is a 40-year-old married woman. She has been sewing gloves for many years. She sews for the people of her community and also receives orders from the local market. Her husband works in a service station for daily wages, and his income is not sufficient to support his family alone. Rukhsana has built a regular list of customers, and she makes enough to contribute to the family income. However, due to a lack of available funds, she is unable to meet the daily demands of her customers. For this reason, she has applied for a loan of PKR 20,000 from Kashf Foundation. She intends to use this amount to buy a new sewing machine and spools of thread, to create a means of increasing revenues so she can generate a healthier source of income.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $17,386,950
    Funds lent in using Kiva
  • 98.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Rukhsana to buy a new sewing machine and spools of thread for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Apr 1, 2013
Currency Exchange Loss:
Mar 21, 2014