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Arzygul is 48 years old and the mother of four children--two school-aged students, and two in university. While searching for a source of income for her family 18 years ago, she started her own farming and livestock business. Thanks to her hard work, Arzygul today has 2 head of cattle, 1 calf and 1 horse. The revenue from the sale of milk, dairy products and selling animals is around 12,000. She also plants 2.12 hectares of land where she grows beans and potatoes. With the goal of further developing her business, Arzygul has turned to Bai Tushum and Partners for a loan of 120,000 to buy 3 dairy cows to increase her income from milk sales. She plans to use the income from the loan to increase her herd and to pay for her children's education.
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Арзикгул 48 лет, имеет 4 детей. Двое детей школьники и двое детей Студенты. Арзигул в поисках источника дохода для своей семьи 18 лет назад начала свой бизнес в полеводстве и животноводстве. Благодаря упорному труду Арзигул на сегодняшний день в ее хозяйстве имеется 2 головы крупного рогатого скота, 1 теленка 1 одна лошадь, выручка в продажи молока и молочных продуктов и перепродажи скота составляет 12,000 сом (KGS). Также Арзигул обрабатывает 2,12 га земли, где она выращивает фасоль и картошку. В целях дальнейшего развития своего бизнеса, Арзикан обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на покупку скота - 3 дойные коровы, для увеличения доходов от продажи молока. Доходы от кредита Арзигул планирует вложить в дальнейшее увеличение хозяйства и обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 65
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Arzygul to buy 3 cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 11, 2013
Mar 22, 2013
Currency Exchange Loss:
Apr 16, 2014