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Kat T., 29, is a tractor driver who lives in Russey Keo with his wife (pictured above) and two young children. He typically makes $4 every day as a tractor driver, while his wife makes $2.50 as a garment factory worker. Kat T. has asked for a loan of $1000 to purchase a small tractor. The farming industry is very difficult, and farmers do not always have access to a cow or tractor to plow their lands. Kat T. would rent out his tractor to these farmers and make a profit on his purchase. He sees an opportunity in his area for this type of business and believes it can really help his family. In the future, he would like to be able to help his wife open up a grocery store.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Kat purchase small tractor.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 29, 2008
Jun 26, 2008
Currency Exchange Loss:
Feb 15, 2010