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Vagharsh is 24-years-old and lives in Sevan city. He is a future promising lawyer. He works in one of the Armenian party's regional office in Sevan city as an organizer and at the same time studies in Gavar State University in faculty of Law. He likes his profession very much and dreams in the future of becoming a successful lawyer.

Vagharsh lives with his mother and brother. His brother works as a letter sorter at an Armenian organization; and his mother is a nurse at a mental hospital. They both work very hard in order to improve their family's living standard. With the loan from Kiva Vagharsh will pay his tuition fees for this semester.

Additional Information

More information about this loan

This loan is part of Nor Horizon's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. It is also provided for teachers who need to invest in assets for their profession. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options, or assisting teachers in accessing the resources needed in order to better educate their students.

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 123
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • 414.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Vagharsh to pay tuition fees for this semester.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 22, 2013
Currency Exchange Loss:
Mar 17, 2014