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Shahbaz owns a small cellphone shop in the area of Lahore, Pakistan. He is 37 years old and is a responsible father of nine children. Due to his large family size, he is going through serious financial problems. He wants to provide education and a better life for his children, but because of high school fees and increased market rates, he finds it very difficult.

Shahbaz wants to generate more income by increasing his cell phone-selling shop. For that, he has requested a loan from Kiva's partner, BRAC Pakistan, to purchase the latest cell phones and a variety of cell phone accessories, including cell phone casings, hands free sets, data cables, and Bluetooth. With the help of the loan, he hopes for a great increase in his net income and savings.

Mr. Shahbaz is very thankful to the all staff of Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 219
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 98.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Shahbaz to purchase the latest cell phones and a variety of cell phone accessories to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Apr 1, 2013
Currency Exchange Loss:
Apr 16, 2014