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Margaret lives in Kampala, Uganda. She is married with two children, and both of her children go to school. She has one additional family member (her mother). She operates a retail shop that she rents at the market. She has been in this business for the last two years. She is also a school bursar, from which she gets additional income. She works seven days a week.

She has requested a loan of 500,000 Uganda shillings from MCDT – SACCO to buy bag of sugar, flour, rice, and jerrycans of cooking oil. Her major business challenges are thieves and the fluctuating prices of commodities. Her goals and aspirations are to own a fully stocked retail shop, sell on a wholesale basis only and also build her own house.

She lives in a rented house, and the family has access to electricity but does not have access to piped water. Her monthly expenses include rent, paying for utility bills and food.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 137
    View loans »
    Uganda Loans Fundraising
  • $33,608,925
    Funds lent in using Kiva
  • 2,624.9
    Uganda Shillings (UGX) = $1 USD