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John is a 39-year-old married man. He has three children ranging in age from 2 to 9 years old. He describes himself as an ambitious and honest man.

John operates a retail business where he sells water to customers. He has been involved in this business for two years. His business is located in an urban area and his primary customers are the local residents from the village. He describes his biggest business challenge as having inadequate water storage facilities, which enable him to supply water to his customers.

He will use the KES 20,000 loan to buy water storage containers so he can supply water to his customers. His business goal is to be a major supplier of water within five years. This is the first loan John is taking with SMEP DTM.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 470
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 85.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped John to buy water storage containers so he can supply water to his customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 19, 2013
Mar 22, 2013
Currency Exchange Loss:
Sep 17, 2013