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Kevina is a widow, age 56, and a mother of seven children. She dwells in Kamwokya–Kifumbira zone with her seven children.

She has applied for a loan of UGX 1,500,000 to complete part of her rental houses. She has been in the rental business since 1993, after the death of her husband, so that she can get more income to educate her children and put up a house where she can reside with her children.

However, it’s quite challenging since most of the tenants take too long to pay her. This affects her cash flow since some of the children end up being chased from school for incomplete tuition. She hopes that with the completion, she will increase her income and therefore solve some of her challenges.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 126
    View loans »
    Uganda Loans Fundraising
  • $33,817,625
    Funds lent in using Kiva
  • 2,624.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Kevina to complete her rental houses.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 22, 2013
Currency Exchange Loss:
Feb 17, 2014