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Nabweru Development Group
In this Group: Lillian, Elizabeth, Martin, Patrick, Zulaika, Hadijja, Zalia, Ruth, Irene, Haruna, Shadia
Ruth is 35 years old, a resident of Nabweru, and a member of Nabweru Development Group. She is married and has four children, who all attend school. Despite the fact that she earns little income, Ruth also takes care of her brother’s children, because he passed away two years back.

Ruth started up a small retail shop next to her home, when her husband had lost his job after a long period of illness. Ruth has been able to support her family without the help of her husband, providing all the necessary needs. She provides good customer care and this has led to the growth of her business.

Ruth needs a loan for completion of her water tank. Because there is scarcity of clean water in her home area, without a water tank her children have been required to walk long distances in search of clean water, something that is risky and not healthy at their tender ages. This was necessary, because Ruth, the mother, has to keep at her business and do all the housework. She hopes with the completion of the tank, her worries over luck of finding water, and the suffering borne by the children in search for water over long distances, will be over. Ruth is hard-working, honest and sociable. Ruth is the one pictured in a black ring.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 116
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,633.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Nabweru Development Group's $1,450 loan helped a member to complete installation of a water tank for her family.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 16, 2013
Mar 21, 2013
Currency Exchange Loss:
Aug 17, 2013