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Teo Mbatudde's Group
In this Group: Teo, Ruth, Robina, Hamida, Miriam
Teo M. is a tailor who enjoys wearing her designs. She is a married woman with 6 children, the youngest being 6 and the oldest 18, all of whom are in school. Teo has been operating her shop for 7 years and finds business to be fair.

In order to make clothes for both men and women, Teo rides a matatu (a shared van) into Kampala to buy textiles and then returns to the store she rents to do the tailoring. She serves an average of 5 customers a day and with the revenues from the tailor shop has been able to open a bar in which she sells beer and soda.

Teo got her first loan from MCDT 4 years ago and has successfully paid back 8 loans. By working with MCDT, she has been able to sell more clothes because she can get more materials to serve more customers. In addition, she has expanded to making uniforms for a local elementary school, The Red Star School. This success has not come without difficulties, as some people do not pay on time for the clothes she has made or sometimes do not pay at all, making it difficult to predict and rely on a steady cash flow.

Due to the proceeds she has garnered thus far, Teo has been able to sustain her family and send all her children to school. With this loan, she hopes to get a step closer to her future goals of expanding her businesses and buying a new plot of land for her house.

The other members of the group are Ruth N., who sells old clothes; Hamida N., who owns and runs a salon; Robina Nabosa, who sells charcoal; and Miriam M., who sells raw food.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 82
    View loans »
    Uganda Loans Fundraising
  • $33,534,000
    Funds lent in using Kiva
  • 1,570.5
    Uganda Shillings (UGX) = $1 USD