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Direct selling is Ofelia's business. She has been in this business for three years and usually earns about PHP 2,500 a month. Ofelia is 48 years old now and is married to Roger. They have been blessed with three children. Ofelia dreams of lifting her family from poor living, and that's why she works hard at her simple business. Right now, Ofelia is asking for a loan in the amount of PHP 15,000 to buy lotion, perfume, powder and lipstick to offer and sell in their village. Ofelia hopes to continue growing her business.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 345
    View loans »
    Philippines Loans Fundraising
  • $70,737,050
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ofelia to buy lotion, perfume, powder and lipstick to offer and sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 21, 2013
Currency Exchange Loss:
Apr 22, 2013