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This is 45-year-old Salamatu. She is married, and has 3 children ages 21, 18 and 16. Two are attending school. She has 2 additional foster dependents, who live with her. In 2010, Salamatu established her pure drinking water and soft drinks business. She began her business because she dropped out of school and got married. Then her husband introduced her to business. Working 7 days a week and 12 hours a day, she earns about 1,585,000 SLL every month from this business.

She would like a loan in the amount of 3,000,000 SLL. Salamatu requires a loan in order to purchase pure drinking water and soft drinks. In the future, Salamatu plans to build another house, educate her children and diversify the business. This loan will help her to achieve some of her future plans. Inadequate capital and sometimes shortage of stock are her major challenges. She is a hardworking business woman. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 35
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,318.3
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Salamatu to purchase pure drinking water and soft drinks.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 1, 2013
Mar 28, 2013
Currency Exchange Loss:
Nov 17, 2013