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Maria Esperanza
Maria Esperanza is a hard working young woman. She is responsible, enterprising, honest, and with hopes to get ahead in life and improve her economic status.
She is currently starting her third year at university, studying business administration. She went to the offices of the lending partner, Ceprodel, to ask for a loan to pay for the registration fee and tuition for the first semester, in order to continue with her university studies.
View original language description ↓
María Esperanza es una joven trabajadora, responsable, emprendedora, honesta, con deseos de superación y anhelo de mejorar su nivel de vida económico.

Actualmente esta iniciando su tercer año Universitario en Administración de Empresas por lo que se presento a las Oficinas de Ceprodel a solicitar un préstamo para el pago de matricula y aranceles del primer semestre y poder seguir con su carrera universitaria.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,410,775
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Maria Esperanza to pay for the registration fee and tuition for the first semester at university.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Mar 20, 2013
Currency Exchange Loss:
Apr 16, 2014