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Martin Andres
Martin is 43 and has three children who are ages twelve, ten, and five. He works selling construction materials like gravel and stone for the outer walls of houses. He has a warehouse located in the Las Retamas area, and this is his first cycle with our institution.

Martin is going to use this loan to purchase wholesale stone. The reason why he is requesting this loan is a lack of working capital. He wants to buy wholesale because the price of stone rises this time of year. Martin faces challenges in his business, mainly competition for the area, and he is going to use his profits to reinvest in his business.

He wants his business to have more customers so that it generates higher income for him and his children to live more comfortably, since this is his only source of work, which allows him to support his family.
View original language description ↓
El Sr. Martin tiene 43 años, tiene 3 hijos que son de las edades de 12, 10 y 5 años. Ella se dedica a la venta de material de construcción como ripio, y piedra para fachadas de las casas, tiene su depósito que encuentran en la zona de Las Retamas, este préstamo es su primera secuencia dentro de la institución, El Sr. Martin va a usar este préstamo para la compra de piedras por mayor, su razón para solicitar este préstamo es la falta de capital de trabajo, ya que el quiere comprar por mayor ya que esta época el precio de la piedra incrementa, El Sr. Martin enfrenta retos en su negocio que son competencia por la zona y va a utilizar los beneficios y reinvertirlos en el negocio su deseo para su negocio es tener más clientela y así genera mayores ingresos para el bienestar de el y de sus hijos ya que esta es su única actividad que le permite mantener a su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 132
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Martin Andres to purchase construction materials like wholesale stone.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Mar 20, 2013
Currency Exchange Loss:
Sep 22, 2014