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Wilmer Patricio
Sr. Wilmer lives in Guayaquil. He says that he began working as a mechanic 12 years ago. He chose this line of work because he graduated from a technical school. Wilmer began working after he completed his military service.

He works at his shop with the help of two assistants. His schedule working as a service technician is from 8:00 A.M. to 6:00 P.M. Wilmer says that he was in an accident five years ago, so he has trouble seeing out of his right eye, which causes him a little difficulty in his work. He is married and his wife devotes herself to the household duties. They have two children who attend state schools.

With this loan, Wilmer will buy tools so that he can improve his business. In the future, he would like to have a house for his family and to acquire his own location for his workshop.

View original language description ↓
El Señor Wilmer vive en Guayaquil. El nos comento que empezó con esta actividad de mecanico hace 12 años atrás, El escogió esta labor porque se graduó en un colegio técnico. Y empezó a trabajar después de hacer el servicio militar.

El realiza su trabajo en su taller con dos ayudantes, desde las 8:00 de la mañana hasta las 18:00pm de la tarde. El se dedica al servicio técnico. El cliente nos comento que hace cinco años atrás tuvo un accidente en su vista izquierda y eso le dificulta un poco su trabajo.

El cliente si está casado, y su esposa se dedica a los quehaceres domésticos de la casa. Y también 2 hijos y estudian en escuelas fiscales.

Con el préstamo quiere comprar herramientas para mejorar su negocio. Para un futuro él desea tener una casa propia para su familia, para asi poder tener su taller en un lugar propio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 70
    View loans »
    Ecuador Loans Fundraising
  • $26,547,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Wilmer Patricio to buy tools for his shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 7, 2013
Mar 21, 2013
Currency Exchange Loss:
May 6, 2014