A loan of $900 helped to buy crèmes, perfumes, and cosmetics.


Anonymous's story

This client is 49 years old and lives in Guayaquil. She says that she began working 10 years ago so that she could earn extra income for her family. She chose to sell cosmetics through catalogs because it seemed interesting and for what it could offer her.


The borrower is a small businesswoman who sells cosmetics, perfumes, and crèmes. She has difficulty moving around because she has suffered from poliomyelitis for the past three years. This disease impedes her work on a routine basis, so she must get around in a wheelchair.


The borrower is married and her husband works as a taxi driver. They have a son who attends a state school. With this loan, she will buy products such as crèmes, perfumes, and cosmetics so that she can increase her business. Her dreams for the future include opening a large bazaar in her house and using the profits to pay for a private university education for her son.

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Translated from Spanish by Kiva volunteer Ronan Reodica



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