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Dicmara is from the Municipality of Villanueva. She is single, and is known as an honest, respectful, professional person. Dicmara has a Bachelor’s degree in Literature and works as a high school teacher. She has a strong desire to excel.

Dicmara is currently starting a Masters in Rural Development. She came to the CEPRODEL office to apply for a loan to pay for the tuition and fees for the first trimester.
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Dicmara, es Originaria del Municipio de Villanueva, Soltera, se caracteriza por ser una persona profesional habiendo obtenido el titulo de Licenciada en Literatura, honesta, respetuosa, se desempeña como maestra de educación secundaria, con muchos deseos de superación.

Actualmente esta iniciando una Maestría en Desarrollo Rural, por lo que se acerco a las oficinas de Ceprodel a solicitar un crédito para el pago de matricula y aranceles del primer trimestre.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,200
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Dicmara to pay the tuition and fees for her first trimester towards a Masters in Rural Development.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 20, 2013
Currency Exchange Loss:
Apr 16, 2014