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Hilaria Daniela
Hilaria, age 37, lives in La Libertad. She started selling cosmetics, stationery goods, and household items. As it went well for her, she decided to expand the products in her business.

She works from 8:00 a.m. until 10:00 p.m. every day at a place she has in Libertad. Her work is selling stationery goods and school supplies for children.

She is married, and her husband is a taxi driver. She has three children, who are all minors and attend public school.

She wishes to use the loan to buy products like a computer, a table, stationery goods, and school supplies.

Her dream for the future would be to have a computer center in the center of Libertad.
View original language description ↓
La Sra. Hilaria vive en La Libertad. Ella tiene 37 años de edad. Ella empezó a vender cosméticos, papeleria, productos de bazar, y como le fue bien decidió a ampliar su negocio de productos.

Ella realiza su trabajo desde las 08:00am hasta las 22:00pm todos los dias en un local que tiene en Libertad. Su trabajo es de ventas de papeleria, utiles para niños de escuela. La clienta está casada el esposo es taxista. Ella tiene 3 hijos todos menores de edad y estudian en escuela fiscal.

Con el préstamo ella desea comprar productos como: computadora, mesa, papeleria, utiles escolares. Su sueño para un futuro seria de tener un local de centro de computacion en el centro de libertad.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $25,601,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Hilaria Daniela to buy a computer, a table, stationery goods, and school supplies.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 7, 2013
Mar 20, 2013
Currency Exchange Loss:
Mar 27, 2014