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Victor Alfonso
Victor is 23 years old and single, and doesn't have any children. He lives with his family in Chimbo, province of Bolívar.

Victor is a ticket collector in a bus. He requests the loan in order to purchase a television. With the help of this loan he'll be able to buy the things he's lacking.

His dream is to keep on acquiring the things he lacks, such as a refrigerator and a table. The challenge he faces is fighting any problems that arise. In his free time he enjoys getting together with his friends and relatives.
View original language description ↓
VICTOR tiene 23 años de edad es soltero no tiene hijos, vive con los familiares en Chimbo Provincia de Bolívar.

VICTOR es oficial en un bus. Solicita el crédito para comprar un televisor. Con la ayuda del crédito podrá comprar lo que le hace falta.

El sueño es seguir comprando lo que le hace falta cómo refrigeredor, mesa. Los desafíos a los que se enfrenta es luchar contra culquier problema que se le presente. En el tiempo libre le gusta reunirce con los amigos y familiares.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Victor Alfonso to purchase a television.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Mar 19, 2013
Currency Exchange Loss:
Sep 19, 2013