A loan of $525 helped to purchase assorted clothing and cosmetics like fragrances, rouge, foundation, eye shadow, makeup remover, and lipstick.


Lipcia Carolina's story

Lipcia Carolina is 39 years old, married, and has a twelve-year-old son. She is originally from León, located in the western part of the country. Sometimes she likes to enjoy the regional cuisine with her family: traditional dishes like “indio viejo.” Unfortunately, because she lacked the financial resources, she was not able to attend university, but she would have liked very much to go to nursing school.

Thanks to her enterprising spirit and her eagerness to get ahead, she went into business selling merchandise such as fragrances, cosmetics, foundation, rouge, eye shadow, eye liner, lipstick, and assorted clothing like pants, shirts, shorts, and skirts. She dedicates approximately ten hours a day to her business, and works from home as well as delivering orders door-to-door.

Her goal for this loan is to invest in working capital and stock her business so that in the near future she may obtain better income. Lipcia Carolina appreciates the help Kiva investors offer to people with limited resources in poor countries like Nicaragua, so that they can earn a decent living.

Translated from Spanish by Kiva volunteer Mariana Sanchis



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