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Maruja Piedad
Maruja Piedad is a 32-year-old woman who lives with her husband and four children in the city of Chimbo in the province of Bolívar. She earns her living as a brick maker.

She is seeking this loan to buy a refrigerator, which she does not currently have in her home. She will make the purchase in the city of Chimbo.

Her dream is to improve her quality of life. In her free time she likes to go on walks.
View original language description ↓
MARUJA PIEDAD tiene 32 años de edad es casada tiene cuatro hijos, vive con el esposo y con los hijos en la ciudad de Chimbo provincia de Bolívar.

MARUJA PIEDAD se dedica a la albañieria. Solicita el crédito para comprar un Refrigerador.

Con la ayuda del crédito podrá comprar el electrodoméstico que tanta falta le hace para el hogar.

Las compras las realizará en la ciudad de Chimbo.

El sueño es mejorar la calidad de vida. En el tiempo libre le gusta realizar caminatas.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maruja Piedad to buy a refrigerator.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 19, 2013
Currency Exchange Loss:
Oct 17, 2014