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Zahraa is a 20-year-old single woman. Two years ago, she started making souvenirs and decorating chocolate to sell. This helped her to make a living and helped her parents to increase their income. Zahraa is a hard worker. She is applying for a youth loan from Kiva's partner, Al Majmoua, in order to buy the necessary tools and accessories to expand her business.

This is her first experience as an Al Majmoua borrower. She hopes that through the future loans, she will be able to open her own chocolate factory and souvenir-making shop.

Additional Information

More information about this loan

This loan is helping support a borrower who is under age 30. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources. 

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 83
    View loans »
    Lebanon Loans Fundraising
  • $19,258,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Zahraa to buy tools and accessories for souvenir-making and chocolate decorating.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 25, 2013
Mar 21, 2013
Currency Exchange Loss:
May 17, 2014