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Tarana rents a small space which she manages as a beauty salon. She works there as a hairdresser with a co-worker and has eight years of experience in this business. Her clients find her to be well-mannered and patient which makes them recommend her salon to their friends and families. In the future, Tarana wants to acquire several items for her business, such as a hair dryer and various combs for different hair sets; she would also like to change her salon's layout and design.

Tarana is thirty-six years old, married and has two small children, ages 6 and 3. Her youngest son is, unfortunately, very sick and she needs 1000 AZN for his treatment. So she's asking for a loan in order to obtain money that will go towards his operation and medication.
View original language description ↓
Tarana arenduyut nebolshoe pomeshenie v kachestve salona krasoti. Ona vmeste s pomoshnicey rabotaet parikmaxerom. U Tarani 8 let opita v etoy sfere. Ona ochen vospitannaya I terpelivaya zhenshina i za eti kachestva klienti ee uvajayut I sovetuyut svoim blizkim I znakomim ee salon. V budushem ona ochen xochet kupit novie neobxodimie veshi kak fen, rascheski dla raznix form ukladok, izmenit dizayn I obustroit salon po novomu.
Tarane 36 let, ona zamujem I mat’ dvux malenkix detey vozrastov 6 i 3. K sojaleniu u nee boleet malenkiy rebenok, sin. Na ego lechenie im neobxodima summa v razmere 1000 AZN. Ona obratilas za kreditom v Kiva partner VFAC, eti dengi uydut na operaciyu I na medikamenti.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 31
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Tarana to cover the medical treatment and surgery for her little son.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Mar 21, 2013
Currency Exchange Loss:
Oct 17, 2014