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Karine is a pedagogue. For more than 10 years she has taught biology in one of the schools in Vanadzor city. She graduated from Vanadzor State Pedagogical University. She also gives private lessons in biology in her own home. Besides biology she also prepares applicants for University exams. Her role for future students of Vanadzor city is great. Karine with her pedagogical experience and knowledge has achieved good repute in Vanadzor.

She is married and lives in Vanadzor city with her husband and two sons. Karine's elder son is serving in the military, and the younger is a pupil. Her husband is employed as a worker. Now Karine is asking for a loan from Kiva to buy a personal computer in order to conduct her lessons in up-dated fashion and to teach her pupils more effectively.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 154
    View loans »
    Armenia Loans Fundraising
  • $15,809,675
    Funds lent in using Kiva
  • 414.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Karine to buy a personal computer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 27, 2013
Mar 21, 2013
Currency Exchange Loss:
Dec 17, 2013