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Ravshan is 33 years old and he is married with three children. He lives with his family in the Shakhrituz region, which is located in the southwestern part of Tajikistan's Khatlon region, and he works with his wife in an orchard farm (a small individual or collective private farm on which a few people work, mainly growing cotton, wheat or vegetables - crops which account for 60% of the irrigated land in Tajikistan). Ravshan grows almonds and ground nuts and he sells them. He now wants to get started in cattle raising, as it is a profitable business and the climate in his region is conducive to breeding cattle. Ravshan is asking for a loan to buy and sell cattle. He plans to reinvest the income from this business into the purchase of more livestock.
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Равшану 33 года. Он женат и отец троих детей. Равшан со своей семьей живет в районе Шахритус, расположенного в юго-западной части Хатлонской области Таджикистана. Равшан вместе с женой работает в дехканском хозяйстве (это небольшое индивидуальное или коллективное частное хозяйство, в котором работают несколько людей и где в основном выращивают хлопок, пшеницу или овощи - которые занимают 60% орошаемых земель в Таджикистане). Равшан выращивает миндаль и земляной орех и продает их. Сейчас Равшан хочет заняться другой деятельностью. Его интересует животноводство, так как это прибыльное дело и к тому же климат его местности благоприятствует разведению скота. Равшан запрашивает кредит для купли и продажи крупно-рогатого скота. За счет прибыли он планирует увеличить поголовье скота.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 243
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Ravshan to buy livestock for resale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Mar 20, 2013
Currency Exchange Loss:
Aug 17, 2013