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Update on Anahit

Anahit has been engaged in a dishware and ceramic trading business more than 20 years. This activity she runs in a leased store in Vanadzor city. She buys merchandise from Yerevan Wholesale Market twice a month and transfers it with a rented car. Although this business brings her good earnings, it is very hard because she does all the work alone without support from anyone.

Anahit is 56 years old and lives in Vanadzor city. She is married and has one daughter who is married and lives separately. Her husband of many years works in the Russian Federation.

Anahit is requesting from Kiva lenders a loan to increase the number of her goods by buying dishware and ceramics from Yerevan. With the anticipated profits she will help her daughter.

Previous Loan Details

Anahit H. is 54 years old. She lives alone, because her husband lives in Russia, and her children are married and live separately from their mother. For about 10 years, Anahit has been engaged in selling glassware in a shop which is located on one of Vanadzor's central streets. She sells kitchen ... More from Anahit's previous loan »

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

To stay updated on loans from Armenia, please join the Armenia lending team at

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Armenia

  • $6,300
    Average annual income
  • 112
    View loans »
    Armenia Loans Fundraising
  • $16,727,525
    Funds lent in using Kiva
  • 414.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Anahit to increase the number of her goods by buying dishware and ceramics.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Mar 21, 2013
Currency Exchange Loss:
Nov 18, 2013