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Orlando M.'s Group
In this Group: Orlando M., Mohamed G., Saio Daud, Philip , Unisa , Dolly , Augustine B., James S.
This group of teachers has come to SMT’s, a partner of Kiva, base in Makeni to apply for a loan of 14,500,000 Sierra Leonean Leones (SLL) in order to meet their immediate financial challenges. At the end of each month, the can easily repay the loan using their monthly salaries. It is their school’s bursar who is directly responsible for doing the deductions and making the repayment to SMT/Kiva lenders on the teachers’ behalf.

Orlando is the featured leader of this group. The 60-year-old is a native of Makeni. He is married and has 12 children. Six of his children are attending primary schools, 2 are in secondary, 2 in college and 2 not of school going age. Orlando has been a professional teacher for 42 years now. He has requested this loan in order to meet two of his most pressing financial challenges; pay school fees for his children and to buy house building materials for the construction of a family house.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,318.3
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Orlando M.'s Group's $3,375 loan helped a member pay school fees for this children and to buy house building materials for the construction of a family house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 4, 2013
Mar 21, 2013
Currency Exchange Loss:
Jan 17, 2014