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Update on Gracilla

Grecilla is 48 years old, married and has five children, two of whom are in school.
Grecilla is in the agricultural business of buying and selling livestock in the Philippines and also earns additional income from a general store. Grecilla requested a PHP 12,000 loan through NWTF to purchase additional livestock to sell.
Grecilla has been buying and selling livestock for 2 years now, and has borrowed 7 times in the past from NWTF to sustain it.
She has successfully paid back her previous loan and is now requesting a new loan to further expand her livestock and general store businesses. She wants to purchase additional livestock to raise and then sell.
In the future, Grecilla would like to save enough money so she could afford to send her children to college.

Previous Loan Details

Gracilla is forty-seven years old and married with five children. She earns a living by raising livestock in the Philippines. Gracilla is borrowing PHP 12,000 through NWTF to buy additional livestock to raise. Gracilla has been raising livestock for one year and also earns additional income... More from Gracilla's previous loan »

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 396
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Gracilla to purchase additional livestock to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Mar 19, 2013
Currency Exchange Loss:
Mar 17, 2014