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Puspanjali is a 33-year-old responsible daughter. She is a differently abled lady living with her parents and a brother.

Puspanjali has been involved in sewing for the last six years. When she was 25 years old, she decided to share her father’s burden, earn, and be independent. So, she took training in tailoring, and from then on she has been engaged in tailoring. She currently has two sewing machines, which she utilizes to stitch salwar suits (traditional Indian dresses).

She requested a loan of 30,000 INR through People’s Forum to purchase thread, fabrics, needles, and another sewing machine (picot sewing machine) that will help her do picot stitching for sarees (a special stitch for saree edges) and stitch saree blouses.

Puspanjali also plans to buy some cloth and make dresses to sell. She says the gain from her business will help her to strengthen her family financially and help her to be more independent. She hopes to be able to train some girls in her village and hire them for help by buying more sewing machines and growing her business, creating a living for other girls in the village.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 95
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 54.2
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $575 helped Puspanjali to purchase thread, fabrics, needles, and a sewing machine for her tailoring shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Mar 12, 2013
Mar 19, 2013
Currency Exchange Loss: