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01.07.11 Đông Sơn Group
In this Group: Lý, Huyền, Lụa, Hoa, Chinh, Anh
Mrs. Hoa has a retail business, selling shoes. She is requesting a loan to purchase shoes and sandals to resell. Hoa has been involved in this business for five years. The main harship that Hoa faces in her business is the lack of capital.

Hoa is 38 years old, and she is married and has three children. She is the leader of a six-member group, the 01.07.11 Đông Sơn solidarity group. She lives and works in Thanh Hoa city, an urban area in Thanh Hoa province. She has two dependents, one of her children being grown up.

In 2010, Hoa joined Thanh Hoa Fund for Poor Women, seeking to improve her business. Hoa has successfully repaid three loans from Thanh Hoa Fund for Poor Women. With her business profit, Hoa hopes for her family to be healthy and happy, for her children to do well in school, and for her business to prosper.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 58
    View loans »
    Vietnam Loans Fundraising
  • $16,975,250
    Funds lent in using Kiva
  • 20,933.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 01.07.11 Đông Sơn Group's $2,100 loan helped a member to purchase shoes and sandals to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 11, 2013
Mar 19, 2013
Currency Exchange Loss:
Apr 19, 2014