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Lidia Del Carmen
Lidia lives in the city of Leon. She is 56 years old, the mother of three children, and a shop-keeper by trade. She makes a living by selling merchandise. She started in the business when she was very young to help her mother sell different merchandise such as imitation jewelry and cosmetics. It was from this that she acquired experience and a complete knowledge of the business. Later she decided to go independent and generate revenue by herself. Similarly her daughters, who help her to sell her merchandise, go out every day to sell in search of customers and selling in order to obtain daily revenue. She says she relies on other income such as the salary she earns as a language and literature teacher in a high school. Her hopes are to continue expanding her business in order to obtain better profits.

She needs financing in order to buy perfumes and silver jewelry such as bracelets, chains, armbands, rings, badges, etc. She thinks that this loan will help her to buy all the merchandise that she needs for her business. In her plans for the future is to be able to improve the infrastructure of her house. Her goal is to offer a variety of products for personal use and open a larger store of only varied merchandise. She is trying to obtain a better quality of life for her family.
View original language description ↓
Lidia habita en la ciudad de León, de 56 años de edad, madre de 3 hijos, de oficio comerciante, se dedica a vender mercadería variada. Inicio en el comercio desde muy joven ayudándole a su mama, vendiendo mercadería variada como bisutería y cosméticos, fue allí que adquirió experiencia y total dominio del negocio, luego con el tiempo decidió independizarse y generar ingresos por sí sola, al igual que sus hijas quien le ayudan a vender su mercadería, salen todos los día a vender siempre en busca de clientes y vendiendo para poder conseguir ingresos a diario. Ella dice que cuenta con otros ingresos como es el salario que gana como profesora de un colegio enseña lengua y literatura. Sus expectativas es seguir creciendo en su negocio para obtener mejores ganancias.
Ella necesita el financiamiento para comprar perfumes, joyas de plata como pulseras, cadenas, brazaletes, anillos, chapas, etc. Ella estima que este crédito le ayudara a comprar toda la mercadería que necesita tener en su negocio. Dentro de sus planes futuros es poder mejorar la infraestructura de su casa, Pues su meta es ofrecer variedad de productos de uso personal y lograr poner una tienda más grande solo de mercadería variada. Tratando de conseguir una mejor calidad de vida para su familia.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Lidia Del Carmen to buy perfume and silver jewelry.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Mar 25, 2013
Currency Exchange Loss:
Jan 18, 2014