Dúo Flor De Trigo Group
Hercilia is originally from the town of Tecpan, Guatemala. She is 51 years old and has 6 young children that she is responsible for. She has a small store where she sells everyday groceries. She works every day out of her house in La Giralda, Tecpan. In addition, she goes to the local market on Thursdays to sell the same goods.
Her husband works as a carpenter and thanks to his support and that of their children, she progresses with her business.
Her dream is to expand her business by obtaining a greater variety of goods to sell. In this way, she hopes to obtain greater profits and be able to send her children to school.
She has received 2 kiva loans and due to always paying on time hasn't fallen behind. She is asking for this loan in order to buy basic grocery foods.
Doña Hercilia es originaria del municipio de Tecpan, Guatemala tiene 51 años de edad bajo su responsabilidad están sus 6 hijos menores de edad ella cuenta con una pequeña tienda donde vende productos de consumo diario todos los días ubicado en su casa en La Giralda Tecpan, y también los dias jueves vende en el mercado municipal los mismos productos.
El esposo de ella trabaja como carpintero y gracias al apoyo de el y el apoyo de sus hijos ella sigue adelante con su negocio.
El sueño de ella es ampliar mas su negocio surtirlo con mas variedad de productos para obtener mejores ganancias y asi poder mandar sus hijos a la escuela.
Ha tenido dos créditos kivas y con la puntualidad en sus pagos no ha caído en mora.esta solicitando este credito para la compra de productos comestibles de consumo diario.
About FAPEFAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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