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Ana Elia
Ana Elia is a young woman who is 24 years of age. She does not have the support of her parents since they are deceased. Through her initiative, she currently works as the head of a hospital pharmacy. This enables her to pay for her university studies, but her income not enough. She is not able to make a single payment toward her course fees.

For this reason, Ana Elia is requesting a loan so that she can pay for a course that is vital for her professional development. She is grateful to Kiva for supporting low-income students.

View original language description ↓
Ana Elia, una joven de 24 años de edad, no cuenta con el apoyo de sus padres ya que ellos fallecieron y ella se las ha tenido que ingeniárselas con su trabajo como responsable de farmacia en un hospital para poder pagar sus estudios universitarios, pero sus ingresos son muy bajos los que no le permite realizar de un solo pago los gastos del curso de titulación, por lo que ella solicito financiamiento para lograr pagar este curso tan importante para su formación profesional, agradece a Kiva por apoyar a estudiantes de bajos recursos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ana Elia to pay for a university course.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 20, 2013
Currency Exchange Loss:
Jan 18, 2014