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Marcelina, 48, lives in the city of Pisco with her husband and her five children, whom she loves and who are her main motivation in life. She's a very friendly, hardworking, and enthusiastic woman. She and her husband devote all their effort to getting their family ahead. Unfortunately, because she didn't have the money and she had to work from a very young age, Marcelina wasn't able to study business administration, but she would like to have been able to do so. In her free time she likes to cook a delicious chicken stew to share with her family.

On her own initiative and with a lot of effort and dedication, Marcelina works in her small business selling school and office supplies. She works every day for approximately 10 hours. She believes it's going well for her because of the variety of products and her good customer service.

Marcelina's very grateful to the Kiva lenders because thanks to their help she'll be able to buy a small sales stall in the main market of her city.

This way Marcelina will be able to continue working and making the effort to achieve her big dream of expanding her business and having a great bookstore.
View original language description ↓
Marcelina es una mujer de 48 años, vive en la ciudad de Pisco con su esposo y sus 5 hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que junto con su esposo dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Marcelina no pudo estudiar la carrera profesional de Administración de Empresas, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta cocinar un riquísimo Seco de Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Marcelina trabaja en su pequeño negocio de venta de útiles escolares y de escritorio, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por la variedad de productos y por el trato amable que brinda a sus clientes.
Marcelina se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de un pequeño puesto de ventas en el mercado central de su ciudad, de esta manera Marcelina podrá seguir trabajando y esforzándose para lograr su gran sueño de ampliar su negocio y tener una gran librería.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD