A loan of $650 helped to improve housing conditions.


Nadiya's story

Nadiya is 48 years old and married. She has a son and a daughter who are both married. Her son & his family live with her.

Nadiya is engaged in agriculture, she is in this business for more than 15 years. Her husband, and her daughter-in-law help her with the business. When Nadiya's daughter was getting married, to provide her with a decent dowry she sold almost all of the cattle in the stable. Two years ago she was able to increase the number of animals. Currently she raises animals and farms.

She has a very honest and goal oriented personality. Everything that she has achieved is thanks to her diligence. She plans to have a big herd and to enlarge the stable for cattle. She came to Kiva partner VFAC for a 500 AZN loan for repairs. Nadiya wants to improve her housing conditions. She related how she would like to increase sales, improve her family's well being and ensure that her children will have a bright future.



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