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Nargiza was born in a mountain village in Kyrgyzstan. She is married and raising one son. Nargiza was born in a simple farmer family. She was the youngest daughter and always helped her mother to care for the house and her father to care for the livestock, as her older sisters and brothers were adults and lived separately with their own families.

After she got married, she and her husband started a business of livestock breeding with 30,000 som (KGS). Currently Nargiza has two dairy cows and nine sheep on her farm, allowing the family to get a monthly income in the amount of 10,000 som (KGS) from the sale of milk and reselling livestock. They also have four bulls and four horses.

To increase the number of livestock and the size of the barn, Nargiza turned to the organization "Bai Tushum & Partners" for a loan in the amount of 50,000 som (KGS) to purchase sheep and cows. Nargiza plans to further successfully develop her business, which will help her realize her dream of building a house.
View original language description ↓
Наргиза родилась в высокогорном селе Кыргызстана. Замужем и воспитывает одного сына. Наргиза родилась в простой семье фермера. Она была младшей дочерью и всегда помогала матери по уходу за домом, отцу по уходу за скотом, так как старшие сестра и братья были взрослые и проживали отдельно со своими семьями. После того как вышла замуж они с мужем начали бизнес животноводстве с 30,000 KGS. Сейчас в хозяйстве у Наргизы имеется две дойных коровы и 9 овец, позволяющие семье иметь ежемесячный доход от продажи молока и перепродажи скота в сумме 10,000 сом (KGS), четыре теленка и четыре лошади. Для увеличение поголовья скота и площади сарая, Наргиза обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на приобретение овец и коров. В планах у Наргизы – дальнейшее успешное развитие ее бизнеса, которое поможет реализовать ее мечту – построить дом.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 47.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Nargiza to purchase cows and sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 18, 2013
Currency Exchange Loss:
Apr 16, 2014