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Uulbala is 50 years old, married, and raised four children. Uulbala works in a hospital as a courier. Additionally, she works as a cleaner in two organizations.

As an additional source of income, Uulbala began her own business raising animals and crops in 1994, starting the business with 10,000 KGS. Today, Uulbala has on her farm two dairy cows. She also grows beans on 2.0 hectares of land. Uulbala sells the harvest at the local market.

In order to further develop her business, Uulbala repeatedly turned to Bai-Tushum and Partners for a loan of 130,000 som (KGS) to buy one cow and four heifers.

Uulbala plans to invest income to expand her business.
View original language description ↓
Уулбала 50 лет, замужем, воспитала 4 детей. Уулбала работает в больнице в качестве курьера. Дополнительно работает уборщицей в двух организациях. В качестве дополнительного источника дохода Уулбала начала свой бизнес в животноводстве и полеводстве в 1994 году начав этот бизнес с 10,000 KGS. На сегодняшний день в хозяйстве Уулбала насчитывается 2 дойные коровы. Также она выращивает фасоль на 2,0 га земли, урожай Уулбала продает на местных рынках. В целях дальнейшего развития своего бизнеса, Уулбала повторно обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку 1 коровы и 4 нетелей. Доходы Уулбала планирует вкладывать на расширение бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 47.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,725 helped Uulbala to purchase four heifers and a cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Mar 20, 2013
Currency Exchange Loss:
Oct 17, 2014