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04-05-03-Nam Ngạn Group
In this Group: Hảo, Hoa, Huyền
Mrs. Hoa has a retail business selling dry food. She is requesting a loan to buy more sugar, milk, candy and biscuits to sell to her customers. She is 42 years old, married and the mother of two children. She also leads a three-person loan group called 04-05-03-Nam Ngạn Solidarity, and lives and works in Thanh Hoa city, a urban area in Thanh Hoa province. This is her first loan request from the Thanh Hoa Fund of Poor Women. She has been involved in her current line of work for 10 years and in that time, her main challenge has been a lack of capital. Hoa plans to use the profit she earns from her business to keep her family healthy and happy, build a new house, and keep her business doing well.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 62
    View loans »
    Vietnam Loans Fundraising
  • $17,244,150
    Funds lent in using Kiva
  • 20,833.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 04-05-03-Nam Ngạn Group's $875 loan helped a member to buy sugar, milk, candy and biscuits to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Mar 18, 2013
Currency Exchange Loss:
Apr 19, 2014