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Yoern's Group
In this Group: Yoern, Roun, Hang
Living in a wooden house with her family members in a rural village of the Moung Russey district, Yoern is aged 41 years and married with six children, two of whom are dependent on her and still in school. She and her husband earn a living through farming rice and working as a paid worker. Having been in this business for ten years, Yoern manages to earn about 22,000 KHR per day and can save about 10,000K HR each day for the future needs.

Yoern has been with VisionFund for seven cycles. She successfully paid back the past loans. Now she is leading her group of three to ask for another loan. As the leader, she is going to use her portion to buy rice seeds and fertilizers for her farmland. She hopes this loan will enable her to expand her current business so as to better her living condition.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 169
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • 3,992.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yoern's Group's $975 loan helped a member buy rice seeds and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 20, 2013
Currency Exchange Loss:
Mar 17, 2014