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Sroeung's Group
In this Group: Sroeung, Sreyphat, Choeurn, Sithon, Mach
Residing under a wooden house located in Kampong Cham province’s Prey Chhor district, Sroeung is 53 years old and has two children who are currently studying at the local state school. The primary source of her income is from rice cropping while the supplementary income is from rice milling service. She has been with this business for 15 years and is able to generate about 43,000 KHR per day. The main challenge for her business is the shortage of working capital to support her farmland. To overcome this challenge, she formed a group of five people to apply for a new loan. This is the first microloan for Sroeung with VisionFund, Kiva’s partner. The total requesting loan amount of her group is 3,200,000 KHR, of which 800,000 KHR is her loan portion. As a group leader, she will use her loan portion to buy fertilizer, rice seed, and to buy gasoline for her mini tractor to support her farmland. She hopes to get a triple yield from her crops and multiple her income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 116
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 3,992.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sroeung's Group's $825 loan helped a member to buy fertilizer, rice seeds, and gasoline.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 15, 2013
Mar 20, 2013
Currency Exchange Loss:
Mar 17, 2014