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Sokna's Group
In this Group: Sokna, Sarat
Living in Kampong Cham province’s Tbaung Khmum district, Sokna is married and has two children to care for. She makes a living through rice farming and growing cassava. To better the feed the family, she also works for others for a fee. She is able to earn about 20,000 KHR from the current business that she has been with for 8 years. This is the fourth loan for Sokna with VisionFund (Kiva’s partner). She has fully repaid her past loans and feels confident that she can afford daily decent food for her kids. Now, in a group of two, she is the group leader. She will use her loan portion to pay plowing fees and cassava reaping fees. She hopes to collect her yield on time and earn a good income to better her living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 71
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 3,992.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sokna's Group's $525 loan helped a member to pay plowing fees and cassava reaping fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 14, 2013
Mar 20, 2013
Currency Exchange Loss:
Mar 17, 2014