A loan of $1,000 helped a member to buy clothing, candies, footwear, softdrinks and other merchandise.


Estrella Del Mar Group's story

The solidarity group Estrella del Mar [Star of the Sea] was originally made up of three members, one of whom has passed away. The two surviving members are Deysi and Alicia, natives of the department of Chinandega, which is located in the western part of the country. Deysi and Alicia are mother and daughter, so they decided to request a joint loan to help each other economically and invest in their different businesses. As the coordinator of this group, Alicia is responsible for making loan payments and complying with the terms of the loan.

Alicia is a microentrepreneur with a business selling candies such as dulce de leche and atole [a sweet corn-based drink] in addition to cigarettes and carbonated soft drinks. She also has three pool tables that she rents to the public who come to play.

Deysi has a small grocery store that she has been expanding and she also now has a store where she sells clothing, footwear and other merchandise. She began selling her merchandise in the streets from a small bag she carried with her. With the loans she has received, her business has grown to the point that she now has a beautiful small shop.

Alicia and Deysi are requesting this loan to continue expanding their businesses. They are grateful to Kiva lenders for the help they give to microentrepreneurs in developing countries like Nicaragua.

In this group: Deysy, Alicia

Translated from Spanish by Kiva volunteer Graham Robinson



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