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Lan's Group
In this Group: Lan, Dao, Giang, Ut, Xuan
Lan was born in 1968. She has two children, a son who is a carpenter, and a daughter who has her own family. Her husband is also a carpenter who makes a monthly income of 5,000,000 VND. Lan collects iron scraps to earn a living. She earns 4,000,000 VND a month. Her family’s total earnings are about 15,000,000 VND per month.

She has participated in SEDA's credit program since 2009. In the last cycle, she borrowed 5,152,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 6,944,000 VND to collect more iron scraps to recycle.

Other members of Lan's group include Dao, Giang, Ut, and Xuan. Dao was born in 1975 and has two children. Giang was born in 1977 and has three children. Ut was born in 1990 and has a child. All three do farming and carpentry and would like to borrow 6,944,000 VND each to buy wood. Xuan was born in 1968 and has two children. She raises chickens and also does carpentry. She would like to borrow 6,944,000 VND to buy chicken food and wood.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 123
    View loans »
    Vietnam Loans Fundraising
  • $16,231,400
    Funds lent in using Kiva
  • 20,924.9
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Lan's Group's $1,675 loan helped a member to collect more iron scraps to recycle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Mar 17, 2013
Currency Exchange Loss:
Mar 17, 2014