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Hoan's Group
In this Group: Hoan, Dai
Hoan was born in 1983. She has three children. Her two daughters are learning at kindergarten and primary school. Her son is a really little kid. Her husband is a carpenter, and his income is about 4,000,000 VND a month. Hoan, herself, earns a living as a farmer and a carpentry helper. She has done these jobs for five years. Her income is about 3,000,000 VND per month. Her family’s total earnings are about 7,000,000 VND per month.

Hoan has participated in SEDA's credit program since 2012. In the last loan cycle, she borrowed 5,152,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 6,048,000 VND to buy wood to do carpentry.

The other member of this group, Dai, is 57 years old. She has three children. She wants to borrow 6,048,000 VND to sell beverages in the market.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 71
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 20,924.9
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Hoan's Group's $600 loan helped a member to buy wood to do carpentry.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Mar 17, 2013
Currency Exchange Loss:
Mar 17, 2014