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Wellington Oswaldo

Update on Wellington Oswaldo

Wellington is 42 years old. He's married, lives with his wife and 3 children in the city of Ventanas in the Province of Los Rios.

VRC Bendición de Dios can be found in the Recinto Rancho Grande of the Puerto Pechiche parish and they dedicate themselves to farming and raising cattle.

Wellington is a farmer and sows maize and rice as well as raising animals such as chickens, ducks and pigs. He asks for this loan to buy urea, liquid pesticide, insecticide, Ranger and vaccines for his chickens.

With the help of this loan, he'll be able to buy what he needs for his farming. The purchase will take place in Ventanas. His dream is to get ahead thanks to the loan granted by the cooperative. He spends his free time reading the Bible.
View original language description ↓
WELLINGTON tiene 42 años de edad su estado civil es casado vive con la esposa tiene 3 hijos vive en la ciudad de Ventanas en la Provincia de los Ríos.

La VRC Bendición de Dios se encuentra ubicada en el Recinto Rancho Grande de la Parroquia Puerto Pechiche, se dedican a labores agrícolas y pecuarias.

WELLINGTON se dedica a la agricultura a la siembra de maíz, arroz, a demás se dedica a la crianza de animales como gallinas, patos, cerdos. Solicita el crédito para comprar de urea, liquido mata plagas, insecticida, ranger, vacunas para las gallinas.

Con la ayuda del crédito podrá comprar lo necesario para la agricultura. La compra los realiza en Ventanas. El sueño es salir a delante gracias al crédito que nos otorga la cooperativa.Su tiempo libre se dedica a leer la biblia.

Previous Loan Details

Wellington Oswaldo, 41, is married and has three children. He lives with his wife and children in Rancho Grande precinct in Ventanas canton. Bendición de Dios communal bank has 11 members and is located in Rancho Grande precinct in Puerto Pechiche parish, about 45 minutes from our office. Wel... More from Wellington Oswaldo's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,524,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Wellington Oswaldo buy urea, liquid pesticide, insecticide, Ranger and vaccines for his chickens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 8, 2013
Mar 17, 2013
Currency Exchange Loss:
Oct 24, 2013