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Angel Vinicio

Update on Angel Vinicio

Angel is 31 years old, single, and lives with his parents in the city of Ventanas in the province of Los Rios. The community bank Bendición de Dios is located in the Rancho Grande area of the parish of Puerto Pechiche. It works with farmers and fishermen.

Angel works as a farmer planting corn and rice. He is requesting this loan to purchase urea, herbicide, insecticide, and Ranger (a brand of herbicide). With the help of this loan, he will be able to purchase all the necessary supplies for his crop. He will purchase the items in Ventanas.

His dream is to improve his life thanks to the loans offered by the cooperative. His biggest challenge is not having his own capital. In his free time, he likes to play sports.
View original language description ↓
ANGEL tiene 31 años de edad su estado civil es soltero vive con sus padres vive en la ciudad de Ventanas en la Provincia de los Rios

La VRC Bendición de Dios se encuentra ubicada en el Recinto Rancho Grande de la Parroquia Puerto Pechiche, se dedican a labores agrícolas y pecuarias.

ANGEL se dedica a la agricultura a la siembra de maíz, arroz. Solicita el crédito para comprar de urea, liquido mata plagas, insecticida, ranger.

Con la ayuda del credito podrá comprar lo necesario para la agricultura. La compra los realiza en Ventanas. El sueño es salir a delante gracias al crédito que nos otorga la cooperativa. Los desafíos es no contar con un capital propio. Su tiempo libre se dedica hacer deporte.

Previous Loan Details

Angel Vinicio is 30 years old, single and doesn't have children. She lives with his parents in Recinto Rancho Grande, which is part of Ventanas canton. The communal bank Bendición de Dios [God's Blessing] is located in Recinto Rancho Grande, in Puerto Pechiche parish, 45 minutes from the program ... More from Angel Vinicio's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Angel Vinicio to purchase urea, liquid herbicide, insecticide, and Ranger.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 8, 2013
Mar 17, 2013
Currency Exchange Loss:
Oct 24, 2013