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Zoila Idalia
Zoila is 49 years old and is in a common-law relationship. She has 5 children and lives with them and her spouse in the city of Ventanas in the province of Los Ríos.

The communal bank Bendición de Dios is located in the rural community of Rancho Grande of the Puerto Pechiche parish. They work in agriculture and livestock.

Zoila works in agriculture, growing corn and beans, and also works raising animals such as hens, ducks and pigs. She is asking for this loan to buy urea, insecticide, insect repellent, animal feed and vaccines for the pigs.

With the help of this loan she will be able to buy necessary inputs for agriculture. She makes her purchases in Ventanas. Her dream is to continue to get ahead, thanks to the loans that the cooperative provides to the farmers to further their progress. The challenge she faces is a lack of working capital. She spends her free time relaxing.
View original language description ↓
Zoila tiene 49 años de d edad estado civil unión libre tiene 5 hijos, vive con el esposo y con los hijos en la ciudad de Ventanas Provincia de los Ríos.

La VRC Bendición de Dios se encuentra ubicada en el Recinto Rancho Grande de la Parroquia Puerto Pechiche, se dedican a labores agrícolas y pecuarias.

Zoila se dedica a la agricultura a la siembra de maíz, frejol a de mas se dedica a la crianza de animales como gallinas, patos, cerdos. Solicita el credito para comprar de urea, insecticidas, líquido mata plagas, morocho, polvillo vacunas para los cerdos ranger.

Con la ayuda del cerdito podrá comprar lo necesario para la agricultura. Las compran los realizan en Ventanas. El sueño es seguir a delante gracias al crédito que la cooperativa otorgaa los agricultores para seguir progresando. Los desafíos es la falta de la capital de trabajo. Su tiempo libre se dedica a descansar

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Zoila Idalia to buy urea, insecticide, insect repellent, animal feed and vaccines for pigs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 8, 2013
Mar 16, 2013
Currency Exchange Loss:
Oct 24, 2013